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Over 60s: Don't miss out on extra cash

 

 

 

26 August 08 – Over 60s – Don't miss out on extra cash

Older people are being urged to claim Pension Credit today while they may still be able to benefit from up to a year’s backdated lump sum.

Many over 60s are still not claiming benefits they may be entitled to and are missing out on additional help.

Pensions Minister Mike O’Brien said that many older people mistakenly think that owning their own home or having some savings automatically rules them out  from getting any Pension Credit to top up their income.

In fact around 2.7million pensioner households are receiving on average around £50 in Pension Credit every week. Pension Credit ensures that no pensioner aged 60 or over need live on less than £124.05 a week - resulting in extra money for many over-60s.

The Government is working in partnership with Age Concern, Help the Aged and local councils to encourage more people to claim.

Pensions Minister Mike O’Brien said:

“It’s vital that older people claim money that’s rightfully theirs to help with their day-to-day needs.

“Don’t delay – if you claim before 6th October you could also get up to a year’s backdated Pension Credit.

“Claiming is easy – it can be done over the phone without having to fill in any forms in person. And you may also be able to get help with rent and Council Tax costs at the same time.

“There are a lot of myths surrounding Pension Credit that need to be busted. Don’t fall into the trap of assuming that the people around you aren’t getting it – every week 2.7 million households benefit from extra cash through Pension Credit.

“Even a few pounds extra per week can make all the difference. Call free on 0800 99 1234 to get the facts.”

You can claim Pension Credit,  Housing Benefit and Council Tax Benefit in just one phone call.  Being on Pension Credit can also entitle some older people to free additional help with their home heating and insulation through energy efificiency schemes.

Mervyn Kohler, Special Adviser at Help the Aged said:

 "Pensioner poverty is a real issue which must be tackled urgently - and claiming benefits which belong in older people's pockets is crucial to that.  Help the Aged estimates that around £5 billion worth of benefits are left unclaimed each year - that money could make a huge difference to the living standards of pensioners everywhere, many of whom are really struggling with the soaring cost of basics such as food and fuel. 

"Claiming Pension Credit before 6th October could lead to those older people who are eligible getting up to a year's back-dated payment.  We strongly urge those older people who haven't yet made a claim to do so."

Gordon Lishman, Director General of Age Concern, said:

“Rising living costs are leaving many pensioners struggling to make ends meet. Yet, millions are missing out on their share of up to £5 billion in Pension Credit and other benefits unclaimed each year, which could make a huge difference to their quality of life. With the rules on backdating of benefits changing in October, we would urge any older person struggling to make ends meet to make a claim now to ensure they don’t lose out on cash that's rightfully theirs.”

The top five myths about Pension Credit are:

  1. I don’t think I’ll be eligible for Pension Credit Don’t rule yourself out. 2.7 million pensioner households already receive Pension Credit. And up to 1.8 million more could be entitled but haven’t yet claimed.
  2. I’ll get so little it’s not worth me claiming
    Even if you only get a little extra each month, receiving Pension Credit may help you get money for other things, such as rent, council tax or towards the cost of keeping your house warm.
  3. It’s difficult to claim Pension Credit
    It only takes one free phone call and you won’t have to fill in a form. Just call 0800 99 1234.
  4. I have some savings so I won’t get anything
    Having some savings or another pension doesn’t rule you out – around three quarters of people who get Pension Credit have saved something. In fact, you are rewarded for trying to put money aside.
  5. I own my own home so I won’t get anything
    Owning your own home doesn’t rule you out. Nearly half of pensioners who get Pension Credit own their own home.

 

The DWP is writing to 250,000 people who may be entitled to Pension Credit shortly to encourage them to claim.

Mr O’Brien added:

“Don’t rule yourself out, call our Pension Credit hotline to get the facts on 0800 99 1234. Friends and family can also help encourage people they know to claim.”

Notes to Editors

  1. Pension Credit guarantees single pensioners an income of £124.05 per week and couples an income of £189.35.
  2. Pension Credit can be claimed over the phone on 0800 99 1234. People may also be able to claim Housing Benefit and Council Tax Benefit in the same free phone call. For more information go to: www.pensionservice.gov.uk/pensioncredit
  3. The online Pension Credit calculator is available at: http://www.thepensionservice.gov.uk/pensioncredit/calculator
  4. Entitlement to Pension Credit establishes a gateway to other benefits, access to Social Fund loans and energy efficiency grants.
  5. For more information on keeping warm and well this winter people can visit www.direct.gov.uk/keepwarm
  6. DEFRA’s Warm Front scheme, improves home heating and energy efficiency. See www.warmfront.co.uk. Warm Front Grants are available in England only; other schemes operate in Scotland (Central Heating Programme and Warm Deal) and Wales (Home Energy Efficiency Scheme).   You can call Eaga Partnership, the Warm Front scheme manager on freephone 0800 316 6011, textphone 0800 072 0156 (from 8.00 am to 6.00 pm Monday to Friday).
  7. Help the Aged provides general advice on Sensor Line 0808 800 6565. The FirstStop advice line (Tel: 0800 377 7070) is being piloted in London and the South East - a new service for older people, their families and carers seeking advice on care, housing and finance. The service is operated Monday to Friday, 9am to 5pm. Calls are free from BT lines.  Calls from other lines and mobile phones may vary according to the operator.
  8. Age Concern publishes free fact sheets, including 'A brief guide to money benefits' and 'Making the most of your money' – available by calling Age Concern’s Information Line on freephone 0800 00 99 66, or visiting Age Concern’s website at www.ageconcern.org.uk.

 


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